Roof problems, by season
Two weather problems that have nothing to do with each other, and one set of rules that covers both.
Sorting roof trouble in this part of Nebraska starts with asking which season caused it, because the answers go in completely different directions.
Damage that arrived in an afternoon is a storm and an insurance question. Damage that built up over a cold month is a house problem and usually an insulation question. Getting that wrong is the most expensive mistake a Lincoln homeowner makes on a roof, and it is easy to get right once somebody spells it out.
- Contracts and claims The cancellation right, the deductible ban, and the public register.
- Hail and wind Two different kinds of damage, often in the same storm.
- Ice dams Nearly always a heat problem, and nearly never a roofing problem.
- Roof costs The five things that move the number, and the two the insurer decides.